Dossiê de investimento
O parecer que um comitê exigiria, em uma página.
What you find on this screen
A portrait of the screen, read from the screen itself — it changes when the screen changes.
Available actions
Build dossierRecord premortemDownload as PDFApprove scenario
The list shows
DriverIf it rises 10%If it drops 10%
Form fields
NomeComo o investimento aparece no dossiê levado ao comitê.
DescriçãoO que se pretende fazer com o dinheiro, em palavras.
TipoNatureza do cenário que sustenta o dossiê.
SituaçãoEm que ponto o dossiê está: rascunho, em análise, aprovado ou encerrado.
É investimentoSó cenário marcado como investimento gera o dossiê com payback e VPL.
ConfidencialDossiê confidencial não aparece para quem não tem acesso explícito.
Horizonte (meses)Prazo em meses considerado no retorno do investimento.
Pré-mortemOs riscos escritos antes de decidir. É a parte do dossiê que o comitê cobra.
Motivo do encerramentoPor que o investimento foi abandonado ou concluído.
Aprovado emData e hora da aprovação do investimento.
Start here
O parecer de uma página
For big decisions — expanding, buying equipment, hiring in bulk, entering a market — the projection alone is not enough. The dossier answers: is it worth it, can we afford it, and what happens if it goes wrong.
How to
Valor presente, taxa de retorno e tempo de retorno
All three come out as a range, because a single value suggests a precision that does not exist. When the scenario only generates positive cash, the internal rate of return simply does not exist — and the screen says so instead of making up a number.
Cobertura da dívida e estresse de juros
The projected coverage is compared with the credit market floor (1.25×) and recalculated with interest two points higher. If the plan only works at today's interest rate, that needs to show up before signing, not after.
Download as PDF
It generates a page to take to the meeting, to the bank or to the board — with the pessimistic scenario and the comparison with the company's own track record printed in the document, not just on the screen. Whoever receives the PDF needs to see the worst case without having to ask.
Rules
A classe de referência
We compare what the plan promises with what the company has actually been delivering over the last twelve months. Optimistic projections rarely fail because of a calculation error: they fail because nobody asked whether the company had ever done something that size.
O premortem trava a aprovação — de propósito
When the scenario projects above the company's own track record, you need to answer: we are a year ahead and it did not work out, what happened? The question is more useful than any automatic alert, because it forces you to name the risk while there is still time.
Frequently asked questions
O dossiê aprova ou reprova o investimento?
Nem um nem outro: ele mostra o que um comitê exigiria — valor presente, taxa de retorno, tempo de retorno, cobertura da dívida sob estresse de juros, a classe de referência e o premortem. A decisão é sua; o dossiê garante que ela não ignore nenhum desses.
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