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Monthly money talk

The 5-question agenda built from the month’s numbers for the couple to answer on the phone, and the household agreement.

🕒 Updated on Sep 28, 2026📖 ~1 min read

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A portrait of the screen, read from the screen itself — it changes when the screen changes.

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The monthly money talk
Every month Tenka builds a 5-question agenda from the month that just ended: the envelope that went most over, what was left over (or short), the goal that fell behind, the subscription that went up and the biggest expense. Each person writes their answer on the phone and sees the other’s. When the month was calm, the agenda fills up with deeper questions — the household dream, the agreement that needs revisiting.

Rules

The household agreement
Transparency is the default: everything the household records, everyone sees. If someone marks an account or card as "only I see", the record asks for a reason, and the account holder sees that list with the reasons on this screen. With an amount set in parameter FAMILIA.ACORDO_AVISA_ACIMA_DE, any expense from that amount notifies the household within a day — not to police anyone, but so nobody is caught by surprise.
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